Quarterly Update – Q2 2015

Welcome to my quarterly update for Q2 2015. This is part of  a series where I track my progress on a quarterly basis. I present four parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, (iii) Blog Update, and (iv) Goals Update.

1. Investment & Portfolio Update

Q2 2015 saw a small amount of activity in the quarter. Due to the pro-rated dividends from Omega Healthcare (OHI), I missed out on the DRIP this quarter, but nevertheless, I am happy to collect the dividends in cash. I initiated/added to the following positions during the quarter.

During the quarter, I closed my position in:

In my wife’s portfolio, we continued adding to the positions in the following ETFs. Click here to read details about my wife’s portfolio and why we chose the route of index ETFs.

  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO)
  • Vanguard FTSE All World Ex-Canada Index ETF (VXC.TO)
  • BMO Aggregate Bond Index ETF (ZAG.TO)

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Quarterly Update – Q1 2015

Welcome to my quarterly update for Q1 2015. This is part of  a series where I track my progress on a quarterly basis. I present four parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, (iii) Blog Update, and (iv) Goals Update.

1. Investment & Portfolio Update

Q1 2015 has been a busy one with some new names finding their way into my portfolio. Over the course of the quarter, our portfolio expanded from 23 stocks + 4 funds to 26 stocks + 6 funds. I initiated/added to the following positions during the quarter.

In my wife’s portfolio, we closed position in one expensive mutual fund (listed below) and initiated positions in new more diversified and balanced ETFs. Click here to read details about my wife’s portfolio and why we chose the route of index ETFs.

  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO) – New position
  • Vanguard FTSE All World Ex-Canada Index ETF (VXC.TO) – New position
  • BMO Aggregate Bond Index ETF (ZAG.TO) – New position
  • Scotia Canadian Balanced Fund – mutual fund – Closed position

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Quarterly Update – Q4 2014

Welcome to my quarterly update for Q4 2014. This is part of  a series where I track my progress on a quarterly basis. I present three parts in this series: (i) Investment Update, (ii) Passive Income Update and (iii) Blog Update.

1. Investment Update

I initiated/added to the following positions during Q4 2014.

I closed my positions in the following holdings.

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Quarterly Update – Q3 2014

Welcome to my quarterly update for Q3 2014. This is part of  a series where I track my progress on a quarterly basis. I present three parts in this series: (i) Investment Update, (ii) Passive Income Update and (iii) Blog Update.

1. Investment Update

I initiated/added to the following positions during Q2 2014.
  • Agrium Inc (AGU.TO) – *New position*
  • AT&T Inc (T) – *New position*
  • Kinder Morgan Inc (KMI)
  • Qualcomm Inc (QCOM)
  • The Bank of Nova Scotia (BNS.TO) – monthly DRIP
  • iShares S&P US Dividend Growers ETF (CUD.TO) – monthly contribution
  • iShares Canadian Financial Monthly Income Fund (FIE.A.TO) – monthly contribution
  • Scotia Canadian Balanced Fund (mutual fund) – monthly contribution

I closed/partially closed my positions in the following holdings.

  • CHS Inc (CHSCP)
  • iShares US Dividend Growers ETF (CUD.TO) – partial close
  • Scotia Canadian Balanced  Fund (mutual fund) – partial close

In addition, I dabbled a wee bit with options over the quarter. In August, I wrote two covered call options

  • IMG.TO – wrote seven OTM calls and pocketed $49.00 in premium as the options expired worthless.
  • PJC.A.TO – write one OTM call and later decided to buy it back at a loss as I realized that I had made a mistake. Total loss was -$45.00.

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Quarterly Update – Q2 2014

Welcome to my quarterly update for Q2 2014. This is part of  a series where I track my progress on a quarterly basis. I present three parts in this series: (i) Investment Update, (ii) Passive Income Update and (iii) Blog Update.

1. Investment Update

I initiated/added to the following positions during Q2 2014.
  • General Electric Company
  • The Bank of Nova Scotia (BNS.TO) – monthly DRIP
  • Claymore S&P US Dividend Growers ETF (CUD.TO) – monthly contribution
  • iShares Canadian Financial Monthly Income Fund (FIE.A.TO) – monthly contribution
  • Scotia Canadian Balanced Fund (mutual fund) – monthly contribution
The biggest purchase yet has been the house we bought. We were looking for a house over the past few months and finally found a house that fit plenty of our criteria and made the decision to buy it in May. This means that we will be moving a big part of our net worth from our investments to the house as part of our downpayment.I closed my positions in my mutual fund holdings. After a work-item on my list for the past two years, I finally pulled the trigger on selling the expensive funds that were in my holdings. In addition, I sold a couple of other holdings.

2. Passive Income Update

Passive income for the quarter was $951.18. To reach my 2014 goal of $4,000 in passive income, I need to earn $1,000 per quarter…I seem to have fallen a bit short this quarter and I expect the next two quarters to be similar as we are moving our assets from investments to home purchasing. I am not yet certain if I will be able to meet my target of $4,000, but the big payout in Q1 definitely helps.
    Year
Q1

(Jan – Mar)

 Q2 

 (Apr – Jun) 

Q3

(Jul – Sep)

Q4

(Oct – Dec)

2013 $383.65 $516.32 $718.33 $1,063.97
2014 $1,322.47 $951.18

My passive income YTD is $2,273.65. To put things into perspective, I have already passed my total passive income from 2012 ($1,647) and getting close to my 2013 final number ($2,682). See my progress here.

Most of the my passive income comes from my investments in dividend paying companies, but part of the growth in passive income also came thanks to what I call other sources of passive income, which includes cash back rewards credit card, advertising revenue from this blog, interest on cash and writing premium articles for Seeking Alpha. As you can see from the chart below, my other category has performed fairly well. For Q2 2014, my other passive income totaled $344.77 (down from $426.17 from last quarter). I look forward to investing proceeds of these sources into stocks and funds to compound my growth.

I realize that some of my sources of passive income are not completely passive, as it requires me to put some time and effort into it. However, I consider these sources to be semi-passive and I wrote an article to capture my thoughts on the scale of passivity of each income type. Be sure to check it out in Passivity of Income.

3. Blog Update

Pageviews
My blog traffic has seen a bit of a drop after the rise in Q1. The three months in the quarter saw the following figures:

  1. Apr 2014: Total pageviews = 18,978. Unique visitors = 3901
  2. May 2014: Total pageviews = 13,502. Unique visitors = 2351
  3. June 2014: Total pageviews = 14,801. Unique visitors = 2973

I set myself a goal at the end of last quarter of reaching 20,000 pageviews per month consistently, which I have failed at. I will have to continue building my contacts to engage readers and try to get those numbers back up in the following quarters. My short term goal remains reaching 20K pageviews per month consistently.

Yakezie
In February, I joined the Yakezie challenge. This is a self-regulating challenge that bloggers set to reach a higher rank in the Alexa ranking system. When I signed up, my blog’s global rank was 565,407. My goal is get into the top 200,000 in six months since I signed up (deadline is Aug 11, 2014).

    • Feb 11, 2014 (Alexa signup): Rank #565, 407
    • Mar 31, 2014 (End of Q1): Rank #507,468
    • Jun 30, 2014 (End of Q2): Rank #289,318
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That’s all folks! Thanks for reading. Be sure to leave a comment at the bottom – I love to hear from the readers on your thoughts and opinions.