Passive Income Update – Apr 2018

Welcome to our monthly passive income update for April 2018. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month ofApril 2018 was C$1,024.27. The passive income for the month comprised of US$271.77 and C$673.69 (exchange rate is US$1 = C$1.29).

The change for the month is 18.44% QoQ and +72.23% YoY for the month. This brings our passive income to $3,478.89 YTD and achieves 31.6% of our annual goal of earning $11K.

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Baby R2R’s Portfolio Update – Q1 2018

This is the third update in a new series where I intend to share the progress of Baby R2R’s investment portfolio. I started documenting this in Q3 2017 and intend to provide quarterly updates.

Baby R2R was born in Spring 2016 and a few months later, I setup her education fund to which I contribute on a regular basis. We live in Canada, so we take advantage of the RESP program (Registered Education Savings Plan), an account type where we can save and invest for our child’s secondary education. In addition to tax advantages, we also receive an education grant, which matches upto 20% of the saved amount (upto a max of $500 per year). How can anyone say no to free money? 🙂

In addition to the education fund, we also decided to start a Nest Egg fund, where we save and invest for Baby R2R and let compounding do its job over the course next couple of decades. The two accounts take different approaches to investing strategy.

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2018 Top Investment Picks – Q1 Update

At the beginning of the year, I put together a list of Top Investment Picks for 2018 from the investment community and track them on this website. This is just meant to be a fun exercise to see how the picks do. As part of the process, I intend do provide quarterly updates on the picks to see how they are doing. This is the update after Q1.

Note that you can track the progress anytime by going to the Stock Picks page.

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Quarterly Update – Q1 2018

Welcome to the quarterly update for Q1 2018. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.

1. Investment & Portfolio Update

Q1 2018 saw a some decent activity in our portfolio.
We added to the following positions.

We continued adding to the following funds

  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO)
  • Vanguard All-World Ex-Canada Index ETF (VXC.TO)
  • BMO Aggregate Bond Index ETF (ZAG.TO)
  • BMO Emerging Bond Index ETF (ZEF.TO)
  • Vanguard Emerging Market Bond ETF (VWOB)
  • US Equity Index (Seg) Fund
  • Intl Equity Index (Seg) Fund
  • Scotia Monthly Income (Mutual) Fund

We reduced/closed the following position

Q1 saw 7 dividend increase announcements in our portfolios. The companies from our portfolios increasing their dividends and details of portfolio changes are summarized below.

Passive Income Update – Mar 2018

Welcome to our monthly passive income update for March 2018. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of March 2018 was CAD$826.78, which comprised of US$239.37 and CAD$517.99 (exchange rate is US$1 = CAD$1.29).

The change for the month is -45.44% QoQ (due to annual payout in Dec 2017) and +22.39% YoY for the month. This brings our passive income to $2,454.61 YTD and achieves 22.3% of our annual goal of earning $11K.

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