Passive Income Update – Oct 2017

Welcome to our monthly passive income update for October 2017. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of October 2017 was C$834.25. The passive income for the month comprised of US$414.66 and C$299.34 (exchange rate is US$1 = C$1.29).

Passive income change is +36.99% QoQ and +39.75% YoY for the month. The passive income YTD is $7,211.05 and achieves 72.1% of our annual goal of earning $10K.

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Baby R2R’s Portfolio Update – Q3 2017

This is a new series where I intend to share the progress of Baby R2R’s investment portfolio. Before I begin, a quick shout out to DivHut, who gave me the idea to write and document these updates.

Baby R2R was born in April 2016 and a few months later, I setup her education fund to which I contribute on a regular basis. We live in Canada, so we take advantage of the RESP program (Registered Education Savings Plan), an account type where you can save and invest for your child’s benefit for secondary education. In addition to tax advantages, we also receive an education grant, which matches upto 20% of the saved amount (upto a max of $500 per year). How can anyone say no to free money? 🙂

In addition to the education fund, I also decided to start a Nest Egg fund, where I save and invest for Baby R2R and let compounding do its job over the course next couple of decades. The two accounts take different approaches to investing strategy.

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Quarterly Update – Q3 2017

Welcome to the quarterly update for Q3 2017. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.

1. Investment & Portfolio Update

Q3 2017 saw a lot of activity after a very quiet Q2 in our portfolio.
We added to the following positions.

We continued adding to the following funds

  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO)
  • Vanguard All-World Ex-Canada Index ETF (VXC.TO)
  • BMO Aggregate Bond Index ETF (ZAG.TO)
  • BMO Emerging Bond Index ETF (ZEF.TO)
  • Vanguard Emerging Market Bond ETF (VWOB)
  • US Equity Index (Seg) Fund
  • Intl Equity Index (Seg) Fund
  • Scotia Monthly Income (Mutual) Fund

Q3 saw 2 dividend increase announcements in our portfolios. The companies from our portfolios increasing their dividends and details of portfolio changes are summarized below.

Passive Income Update – Sep 2017

Welcome to our monthly passive income update for September 2017. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of September 2017 was C$720.24. The passive income for the month comprised of US$301.23 and C$343.70 (exchange rate is US$1 = C$1.25).

Passive income change is +6.3% QoQ and +9.08% YoY for the month. The passive income YTD is $6,376.79 and achieves 63.7% of our annual goal of earning $10K.

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Passive Income Update – Aug 2017

Welcome to our monthly passive income update for August 2017. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of August 2017 was C$821.17. The passive income for the month comprised of US$296.63 and C$453.35 (exchange rate is US$1 = C$1.24).

Passive income change is -7.4% QoQ and 50.3% YoY for the month. The passive income YTD is $5,656.56 (not a typo 🙂 ) and achieves 56.5% of our annual goal of earning $10K.

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