Baby R2R’s Portfolio Update – Q2 2018

This is the fourth update in a new series where I intend to share the progress of Baby R2R’s investment portfolio. I started documenting this in Q3 2017 and intend to provide quarterly updates.

Baby R2R was born in Spring 2016 and a few months later, I setup her education fund to which I contribute on a regular basis. We live in Canada, so we take advantage of the RESP program (Registered Education Savings Plan), an account type where we can save and invest for our child’s secondary education. In addition to tax advantages, we also receive an education grant, which matches upto 20% of the saved amount (upto a max of $500 per year). How can anyone say no to free money? ūüôā

In addition to the education fund, we also decided to start a Nest Egg fund, where we save and invest for Baby R2R and let compounding do its job over the course next couple of decades. The two accounts take different approaches to investing strategy.

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Quarterly Update – Q2 2018

Welcome to the quarterly update for Q2 2018. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.

1. Investment & Portfolio Update

Q2 2018 saw a some decent activity in our portfolio.
We added to the following positions.

We closed positions in

We continued adding to the following funds

Q2 saw 4 dividend increase announcements in our portfolios. The companies from our portfolios increasing their dividends and details of portfolio changes are summarized below.

Books I read in 1H 2018

2018 turned out to be a great year for knowledge building by reading a wide variety of books. I took a¬†conscientious decision in 2017 to quit some social media platforms such as Facebook and Instagram and whittling away overusage of Twitter. I still see a lot of value in Twitter, so I find it hard to quit completely — especially since I get to connect with some brilliant people and have/follow interesting ideas and conversations in an easily digestable format.

In addition to quitting social media, I made a decision to reduce my consumption of news. Most of today’s news – be it financial media, political media etc is nothing but drivel that generates excessive noise in my mind, and I wanted to get rid of that from my head.¬† These little changes opened up so much time; allowing me to do more of what I wanted to do for the past few years: read more books.

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Passive Income Update – Jun 2018

Welcome to our monthly passive income update for June 2018. This is part of the scorecard series where we track our¬†dividends and other sources of passive income. We also include changes and updates related to our investments during the month –¬†showing the overall progress.

Passive Income  Update

Passive income for the month of March 2018 was CAD$796.25, which comprised of US$340.77 and CAD$346.43 (exchange rate is US$1 = CAD$1.32).

The change for the month is -3.69% QoQ and +17.52% YoY for the month. This brings our passive income to $4,970 YTD and achieves 45.1% of our annual goal of earning $11K.

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Outlook for July 2018

The dog days of summer are here. Here in Ottawa Canada, we’ve been setting records of sweltering heat…on Canada Day (July 1st), we hit 47¬įC with humidex!! More importantly, the hot stock market in the US continues its streak with no letdown in sight. While Tech grabs all the headlines, its the Consumer Discretionary that topped the returns for the first half of 2018. The following return charts are courtesy of Novel Investor.

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