Top Investment Picks Contest for 2018

Hi all,

I am compiling a list of top investment picks from the investing community. There is no prize, except bragging rights 😉 As usual, this is meant to be a fun exercise to capture our collective ideas.

You can follow previous year’s picks here.

I have reached out privately to some of the people I regularly interact with, but if you haven’t heard from me, and would like to participate, please get in touch with me and I will add your entry. Be sure to include

  1. Your (blog) name
  2. Your top investment pick for 2018
  3. Reason why you think the pick is the best asset to invest in.

You can pick any asset you like – a stock, bond, commodity, a cryptocurrency etc. Please get your picks in before Dec 31. I will compile the list and post it on the blog in early January.

Best Regards,
R2R

Top Dividend Raises & Cuts for November 2017

Dividend growth investing is a popular model followed by the investing community to build assets. Companies which not only pay dividends, but raise them year after year have been shown to perform better overall for investor returns. On the flip side, it is also important to keep an eye on the dividend cuts, which could signal troubling times ahead for a company. This post captures the announcements of changes in dividend amount for the week – both increases and cuts.

Note that only $2B+ (Midcap+) companies are included in this list.

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Hacks to Lower Your Life Insurance Policy and Save You a Lot of Money

The following is a guest post by Albert Davis.

Life insurance rates in Canada are trending upward, and are likely to continue increasing for quite some time. Yet there is a shift in the insurance industry that is moving away from providing a flat rate for all customers, to delivering rates based on lifestyle and health choices. In this post we look at two examples of how health insurance could be lowered by following a healthy lifestyle, which in turn will save you a lot of money.

Special correspondent Preet Banerhee, in his article for The Globe and Mail, provided a sample breakdown of the premiums that a healthy, non-smoking 25-year-old must pay for a 10-year term with a face value of $500,000. In Banerhee’s example the individual automatically renews the insurance after every 10 years, which will mean that his monthly premiums are as follows:

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Cryptoasset Portfolio

I’d like to provide an update/overview of my blockchain/cryptocurrency/digital asset portfolio. As most regular readers are aware, I have been reading, and sharing a lot of info about my interest in blockchain and cryptocurrency space. I have not been lucky enough to ride this wave early enough to get rich with the immense rise in Bitcoin and other crypto prices, but I am still interested in getting exposure into this space and get some decent returns.

Digital assets/cryptocurrencies provide an extremely unique diversification aspect to a portfolio, in that: they have absolutely no correlation to other asset classes — which is what we desire when we diversify. In this crazy world, where investors fall over themselves to buy negative yielding government bonds; or cheer when companies raise debt in order to pay out dividends; or correlations out-of-whack based on traditional models; there is a gap that is filled by digital assets. This has been a major draw for me to the space and should be on every investor’s radar.

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Passive Income Update – Nov 2017

Welcome to our monthly passive income update for November 2017. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of November 2017 was CAD$970.80. The passive income for the month comprised of US$557.76 and CAD$251.29 (exchange rate is US$1 = CAD$1.29).

Passive income change is +18.22% QoQ and +81.46% YoY for the month. The passive income YTD is $8,181.85 and achieves 81.8% of our annual goal of earning $10K.

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