Quarterly Update – Q3 2017

Welcome to the quarterly update for Q3 2017. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.

1. Investment & Portfolio Update

Q3 2017 saw a lot of activity after a very quiet Q2 in our portfolio.
We added to the following positions.

We continued adding to the following funds

  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO)
  • Vanguard All-World Ex-Canada Index ETF (VXC.TO)
  • BMO Aggregate Bond Index ETF (ZAG.TO)
  • BMO Emerging Bond Index ETF (ZEF.TO)
  • Vanguard Emerging Market Bond ETF (VWOB)
  • US Equity Index (Seg) Fund
  • Intl Equity Index (Seg) Fund
  • Scotia Monthly Income (Mutual) Fund

Q3 saw 2 dividend increase announcements in our portfolios. The companies from our portfolios increasing their dividends and details of portfolio changes are summarized below.

Top Dividend Raises for September 2017

Dividend growth investing is a popular model followed by the investing community to build assets. Companies which not only pay dividends, but raise them year after year have been shown to perform better overall for investor returns. On the flip side, it is also important to keep an eye on the dividend cuts, which could signal troubling times ahead for a company. This post captures the announcements of changes in dividend amount for the week – both increases and cuts.

Note that only $2B+ (Midcap+) companies are included in this list.

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5 Reasons Why Car Leasing is Better than Buying a New Car

The following is a guest post

Buying a brand-new car and getting a car lease are two totally different things, and both have their own pros and cons. There are a lot of things to consider, depending on your needs and wants. It’s a tough call, and you definitely want to make sure that you will make the right choice.

Car leasing has always been a popular choice for people who wants a car that they can use for a certain amount of time. This is for the people who doesn’t want a huge responsibility on their shoulders. Leasing was believed to be meant for corporate customers, but that was way back. Now, almost every car company offers car leasing to students and families.

Below are some of the reasons why car leasing can be a better choice than going all out and buying a new car.

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Passive Income Update – Sep 2017

Welcome to our monthly passive income update for September 2017. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month of September 2017 was C$720.24. The passive income for the month comprised of US$301.23 and C$343.70 (exchange rate is US$1 = C$1.25).

Passive income change is +6.3% QoQ and +9.08% YoY for the month. The passive income YTD is $6,376.79 and achieves 63.7% of our annual goal of earning $10K.

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2017 Top Investment Picks – Q3 Update

At the beginning of the year, I put together a list of top picks from the investment community and track them on this website. This is just meant to be a fun exercise to see how the picks do. As part of the process, I intend do provide quarterly updates on the picks to see how they are doing. This is the update after Q3.

Note that you can track the progress anytime by going to the Stock Picks page.

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