The following is a guest post from Caleb Shadle, Website owner, digital marketer and Blogger.
Retirement and financial security are two words that typically are not mentioned in the same sentence. To have a retirement that is free from financial worries takes plenty of planning, and you must have a commitment to savings. More than half of Americans don’t have an accurate calculation of how much money they need to retire. It is believed that more than thirty percent of workers who have access to a 401k savings plan don’t even participate. With the average person spending twenty or more years in retirement, having enough money may be an issue. Savings matters and putting away money for your retirement is essential. Quite often the retirement years sneak up on you. Even if you haven’t done the savings you should, there are ways to finance your future.