2014 Review

The year is almost over and what better time for a 2014 review. Its time to reflect on how things progressed and look back at the goals and what was achieved and missed during the year. In addition, I present reviews for my investments and the blog.

1. Goals Review

  1. Earn $4,000 in annual passive income Achieved!
    • We were able to crush this goal and are close to achieving $5K in passive income. The final number will be posted on the blog in the coming days. We achieved this goal in early November.
  2. Buy a house Achieved!
    • After a lot of debating on when and where to buy, we are now proud home owners. We bought our house in May and moved into it in July.
  3. Re-balance portfolio with my wife’s portfolio integrated Failed!
    • This is a work item that we haven’t been able to complete and hope to finish it in the new year.
  4. Sell all my positions in mutual funds and cut down on the fees Partially Achieved!
    • I sold all my mutual funds in April, but my wife’s account continues to own some expensive mutual funds.
  5. Read and review more books Partially Achieved!
    • This is one work item I am not pleased with. Even though I read and reviewed some interesting books, there are a lot more books that I started and haven’t finished. I hope to clean up my act in 2015 and beyond.
  6. Write atleast 6 premium articles for Seeking Alpha Achieved!

2. Investment Review

2014 has been a great year in the market and I have stayed well invested in the stock market (almost a bit too well invested – as my cash position has depleted to a minute level). I have continued tweaking my portfolio over the year and picked up stocks where I saw value and gotten rid of a couple of companies where I saw more headwinds and problems than I care to entertain.

Deletions: In 2014, I sold and exited positions in the following stocks/ETFs

Stocks:

ETFs:

  • iShares 1-5 yr Laddered Governmenet Bond ETF (CLF.TO)
  • iShares S&P US Dividend Growers ETF (CUD.TO)
  • Vanguard US Total Market CAD Hedged (VUS.TO)
  • Vanguard Total Intl Stock Market ETF (VXUS)
  • BMO S&P/TSX Capped Composite Index ETF (ZCN.TO)

Additions: In 2014, I added-to or initiated positions in the following stocks

Dividend Increases: Chalk 2014 up as another great year for dividend growth stocks. 27 dividend increases announcements came this year in my holdings and some of them more than once – either quarterly or semi-annual dividend increase announcements.

The following calendar snapshot shows the summary of my portfolio additions, deletions and dividend increases.

Dividend Growth 2014

3. Blog Review

 2014 is the second year for Roadmap2Retire and has been quite a roller coaster – although things are looking great. I have managed to make new friends with other bloggers in the investing community and would like to take this moment to thank them for the continued support and well wishes. The reader base has recovered, although overall pageviews dropped after I moved my blog from Blogger to WordPress in September. I hope to continue building relations with the readers and increase my understanding and knowledge while sharing my journey to financial independence.

Pageviews Dec2014

2014 also saw increased presence on social media with new accounts in Facebook, Pinterest. I run a Dividend Growth Investing board on Pinterest where I share posts from all DGI bloggers – so, be sure to follow along and share with others.

That’s it folks! That has been my year in 2014 and looking forward to build from here into the new year. Wishing each and every one of you a happy and prosperous 2015.

34 thoughts on “2014 Review

  1. Hey man, congratulations on hiring so many of your goals for the year. Do you have any new year’s resolutions?

    I also suffered quite a drop in page views after switching to word press, which I was not expecting.

    Here’s to a fantastic 2015, with many more smashed goals !

    Cheers

    • Thanks for stopping by M.
      The drop in traffic after moving to WP was quite a surprise and i didnt expect it. I tracked it down to an issue of rss feed that other bloggers had to update on their page for the link love. I managed to contact most bloggers I know and had them update it…traffic seems to have recovered a bit after that.

      I shared my 2015 goals here:
      http://roadmap2retire.com/2014/12/goals-2015/

      Apart from that, I have some more personal development goals – but those are more short term monthly goals that change each month instead of long term year long goals. Best wishes with your own goals.

      cheers
      R2R

  2. Congratulations on a great year! Nearly $5,000 in passive income is fantastic and I’m particularly impressed with your achievement of writing 17 Seeking Alpha premium articles. I set myself a goal of doing 24 next year — it’ll take some doing, as I’ve “only” done 3 since joining in September.

    We also bought a house this year and moved in in June. And DivGro is 2 years old now… lots of similarities!

    Take care and I wish you all the best for 2015!
    FerdiS

    • Those are quite a few similarities indeed. I hadnt written much premium articles and only had about 4-5 by Sep…and then the rest came in the last quarter. 24 sounds very doable – I am looking at a similar goal, although I dont have an exact number in mind.

      Thanks for stopping by and the wishes. Best wishes with your own goals in 2015.
      R2R

  3. Congratulations on truly a tremendous year, for blogging, investing, and life overall. Your ability to generate some significant income based on your writing and investing will really propel you down this path quite quickly!

    Keep up the good work in 2015!

  4. R2R,

    Solid year for you! That’s awesome! Congrats on the house! I got a house myself in late September. Also, I had no idea you had a Pinterest DGI board. I’m not familiar with Pinterest so I may have to give it a look. I wish you good luck and good fortune in the new year!

    – HMB

    • Thanks HMB. Congrats on the home purchase…how do you like being a home owner? I am new to Pinterest as well – as I didnt really know what Pinterest was all about until I signed up for the blog and started using it. But its pretty handy tool for saving and sharing links. There was a gap as there werent any boards online for investing, so I decided that I might as well start one that will help people.

      Thanks for stopping by and the wishes. Wishing you a successful and prosperous 2015.
      R2R

      • R2R,

        Being a first time homeowner is indescribable in some ways; the utter joy and of course the increased responsibility. I’ll probably write about it sometime next year.

        Regarding Pinterest, I always had the impression it was heavily leaned towards women and/or consumerism. Perhaps I was wrong, or at least now that R2R has come to the rescue, lol! Take care.

        – HMB

  5. RM2R,

    Whoa – $5K in passive income eh? That is awesome.

    Additionally – you will focus on that portfolio balancing act in 2015, I am sure of it. 27 dividend increases from the stocks you hold is… SO SWEET! Loving it and I am glad you are seeing the incredible cycle of dividend paying stocks.

    Great job this year Roadmap, big year especially with the house. I bet you are very excited and looking forward to having a very productive 2015 year. Congrats and talk soon!

    -Lanny

    • Thanks for the kind words and wishes, Lanny. 2014 sure has been a big year for us and Im sure its the same with you. Your dividend income has grown by leaps and bounds – and its an inspiration for everyone. Keep up the great work.

      Best wishes for 2015. Im sure you will do great and I will be following along the journey.
      R2R

    • Thanks MDP. 2014 has been a successful year for me. Im sure its the same for you – and I am impressed with the elaborate goals you are have set yourself for 2015. Best wishes with goals.

      Thanks for stopping by and the comment.
      R2R

    • Thanks for the wishes, Seraph. I think the additions I made in my portfolio will do well over the coming years. I have taken a long term prospect for all of those companies.

      Happy new year and best wishes to you in 2015 as well
      R2R

  6. R2R,

    Congrats on an excellent 2015! I really enjoyed all the content this year and liked seeing you on Seeking Alpha. It’s awesome you bought a house early in the year and are having so much success with the passive income. Keep at it!

    Best,
    Ryan

    • Ryan,
      Thanks for the wishes. Im glad you liked the articles – your feedback means a lot to me. I hope to keep the passive income growing or atleast grow it by a bit more than 2014 during this year.

      Thanks for stopping by. Wishing you the best for 2015.
      R2R

  7. Looks like it has been an excellent 2014 for you R2R! Are you looking into some low MER mutual funds?

    It is nice to see your blog is doing extremely well. I hope to gain the same progress in 2015 as your blog did in 2014! Happy new year!

    • Thanks Jeff. Yes, we are planning on moving my wife’s funds over to a discount broker and start using ETFs instead. We decided to wait until the new year in order to make sure we get the annual dividend payout before moving it over.

      Best wishes with your blog in 2015.
      R2R

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